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Jason R. Schultz P.C

Jonesboro Personal Injury Lawyer's Tips on Insurance After an Auto Accident (Part A)

Being in an auto accident is painful enough. Having to deal with insurance companies afterward just adds to the pain. The first thing you should do is to contact a Jonesboro personal injury lawyer for help with your claim. Because insurance companies only care about the bottom line – their profits – they likely will find any way to deny your claim. If they approve your claim, they may offer you the lowest amount possible so that they can settle your auto accident claim quickly without losing too much money. It can be a frustrating experience if you have never been in an auto accident before. Fortunately, you do not have to deal with the insurance company alone. 

Tactics Insurance Companies Use 

You should know the tactics many insurance companies will use either to delay paying your auto accident claim or deny it altogether. One trick is that they may offer you a lump sum payment up front in hopes that you will jump at the chance to take it without considering the amount of your medical bills, car repair bills, lost wages, and pain and suffering. Never accept a settlement without discussing it with a Jonesboro personal injury lawyer first. 

Insurance companies will ask questions in a way that you inadvertently show you were at fault for the auto accident, even if you clearly were not. You want to answer their questions but only give minimum details. If they pressure you for more information, ask to consult your Jonesboro personal injury lawyer first. 

Some insurance companies may try to avoid paying for your medical bills and ask you to have your health insurance cover them instead. However, the auto insurance company must pay first before the health insurance kicks in. 

An insurance company may ignore any damage beyond medical bills. If you missed work due to injuries incurred in the auto accident, or if you experienced pain and suffering, you need to let them know. Don’t lose out on compensation for all damages you incurred. 

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