Recovery Options After a Hit-and-Run Accident

Navigating a hit-and-run collision can be daunting. Seeking legal assistance promptly can help you understand your financial recovery options. Here are several avenues through which you can seek compensation.

Identifying the Other Driver

In some instances, law enforcement can track down the driver who fled the scene. If this happens, you can file a claim or lawsuit against the driver. However, many drivers flee because they lack adequate insurance coverage. Our Georgia car accident lawyer can guide you on the best course of action in such situations.

Using Your Own Insurance Policies

  • Medical Payments (MedPay) Coverage: MedPay covers hospital and medical costs post-accident, irrespective of fault. This can also extend to dental care and funeral expenses. While Georgia does not mandate MedPay, it is beneficial for covering hefty medical bills if you have it.
  • Collision Coverage: This helps pay for vehicle repairs post-accident. Though not required by Georgia law, having collision coverage can significantly ease the financial burden of car repairs.
  • Uninsured Motorist (UM) Coverage: With about 10% of Georgia drivers uninsured, uninsured motorist (UM) coverage is crucial. It covers medical expenses, lost wages, and pain and suffering if an uninsured driver causes the accident. If the at-fault driver’s coverage is insufficient, Underinsured Motorist (UIM) coverage can help cover the remaining costs.
  • Health Insurance: You should also use your health insurance to cover medical bills.

Types of Damages You Can Recover

You may be entitled to various forms of compensation, including:

  • Vehicle repair or replacement costs
  • Lost wages or salary
  • Medical expenses
  • Property damage
  • Funeral expenses (in wrongful death cases)

How a Georgia Car Accident Lawyer Can Help

Whether the hit-and-run driver is caught or not, consulting an attorney is crucial if the crash results in serious or fatal injuries. An experienced lawyer can gather evidence, conduct an investigation, and represent your interests, potentially leading to compensation for medical bills, lost wages, pain and suffering, and more. If a loved one is killed, you may also file a wrongful death claim covering medical costs, funeral expenses, and loss of consortium.

Jason R. Schultz
Helping Georgia area residents with car accident, medical malpractice, and personal injury claims since 1991.