Q: I have been in a car accident and my doctor [hospital, chiropractor, fill in the _____] does not want me to submit my bills to my health insurance company. Is this a good idea?
No. This will end up costing you money! Your health insurance company has negotiated a discount with your doctor [hospital, chiropractor, fill in the ______]. When you do not submit the claim to your health insurance company, at the end of the case, you will end up paying MORE for your medical bills and end up with less money in your pocket. Bad idea.