Q: Can insurers use my social media profiles such as Facebook, Instagram and Twitter to disprove my car accident case?
Yes, insurers might use social media profiles to disprove your car accident case. Insurance companies will use whatever tactics they can to reduce the damages they have to pay out, and many now flock to claimants’ social media profiles to find information they can use against them.
Impact of Social Media on a Car Accident Case
It’s become much easier for insurers to “dig up dirt” on claimants thanks to the wide use of social media. Facebook, LinkedIn, Twitter, Instagram and other popular social media outlets allow not only family and friends but also strangers a window into your life.
As a result, what’s posted online could quickly become an important factor in a claim. A fairly common reason that an insurance company may look at someone’s social media profile is to determine the severity of the claimant’s injuries.
Let’s say after an accident, an individual is unable to work for several weeks because of neck and back injuries. Yet after taking a look at that person’s Facebook account, the insurer reads contradictory status updates, such as “Enjoyed a great game of golf today,” or “Finally finished renovating the basement.”
Pictures posted online can also be used against the claimant. If it depicts the person engaging in a physical activity that contradicts a claim made about an injury, this could damage someone’s case.
Social media could also hurt a claim by suggesting the injured person was at fault for the accident. Even a facetious comment made by a Facebook friend such as, “I see your speeding finally caught up to you,” could insinuate fault.
Protect Yourself When Seriously Injured in a Car Accident
One of the first things you should do if you’re filing a claim is to deactivate or suspend all social media accounts. This might seem like a drastic measure, but it’s the best way to protect yourself. At the very least, it’s important to check privacy settings and be wary of any new friend requests so that those you don’t know can’t see what you post online.
Seek legal counsel after an accident and ask for more details about protecting your claim. Get in touch with Jason R. Schultz in Peachtree City by calling 404-474-0804 or use our contact form to set up an appointment to discuss your case.