We already knew that Georgia has some of the worst traffic in the nation, but according to a Bankrate.com report, that is not the only hassle of driving in our state. Georgia ranks as the seventh worst state in for drivers. It fared worse than states that are notoriously dangerous or expensive for drivers, such as Florida, New York, and Texas.
What kinds of factors affect the driver-friendliness of a state?
Bankrate researchers reviewed statistics from various sources, including the Insurance Office of Highway Safety, the FBI, the U.S. Department of Transportation, the National Association of Insurance Commissioners, and the U.S. Census Bureau. The goal was to discern how much time and money it takes to be a car owner/operator in each state.
Bankrate analyzed six primary factors:
- The average annual cost of gas
- The average annual insurance premiums
- The average commute time
- The number of fatal accidents per 100 million drivers
- The number of car thefts per 100,000 people
- The average cost of a car repair
How did Georgia compare to other states for driver-friendliness?
All factors considered, Georgia ranked 44th in the nation for best places to be a driver. Only six states fared worse. According to the Bankrate report, the average commute time in Georgia is 28 minutes, nine minutes longer than the best ranked state, Iowa. And the average insurance premiums are a hefty $923, compared to Iowa’s $648.
The report also indicated that Georgians spend about $1,166 in gas annually, and about $410 for the average car repair, which is not too far above the national averages.
On a positive note, the number of fatal accidents in Georgia is actually below national average (1.0 per 100 million miles traveled, compared to 1.1). However, car thefts are a significant problem in the state, where there are over 259 thefts per 100,000 people. Only 11 states have more car thefts each year than Georgia.
After the researchers assigned a score on a scale of zero to ten for each criterion and added up the scores, they gave Georgia a total score of only 28.4. A perfect score would have been 60.
Is it really all that terrible to be a driver in Georgia?
There are plenty of articles circulating about which states are worst in the nation for drivers in terms of costs and accidents. Sometimes Georgia makes the list of the worst, and other times, it does not.
While it is true that commute times and traffic are pretty atrocious in the state, Georgia falls in the middle of the pack for fatal traffic accidents. According to a Yahoo report, All 50 States, Ranked by How Likely You Are to Die in a Car Accident, Georgia ranked 23rd in the nation for the chances of being involved in a fatal accident. Your probability of dying in a car crash, according to the report, is one in 8,475.
And, the report notes, “Georgians put, on average, 14,055 miles on each car every year. Just two states top that, which makes Georgia’s fatal crash-per-mile rate actually fairly good.”
For more interesting articles, check out our blog. If you have legal questions about an accident in Georgia, call the Law Offices of Jason R. Schultz directly at 404-474-0804 to request a free consultation.