Do Not Settle Your Claim Too Early

When you are trying to recuperate from your injuries, it can be tempting to grab the settlement check the insurance company dangles in front of you. Here are some of the reasons you should not resolve your claim too soon:

  • You will have to pay the medical bills out of that settlement check. Sometimes people assume that the money is theirs to spend however they like, but then find out that after paying for the ambulance, emergency room, doctor, and physical therapy, there is very little money left for themselves.
  • You cannot go back and ask for more money after you accept the check and sign the settlement documents. When people resolve their claims before they have completed all medical treatment and know whether they will fully recuperate, they take a big gamble. If they have a medical setback or complication, they might have to undergo surgery or other expensive procedures. If they already settled with the insurance company, they will have to pay for that care out of their pocket. If they have a lifelong impairment, they will not get compensation for it.
  • You may not yet know how your injuries affect your employment prospects. Lost wages and diminished earning capacity are common types of damages in car accident cases. If you settle before you understand the full implications of your injuries on your ability to work, you may fail to recover enough compensation to cover your diminished earning capacity.

Get a Personal Injury Lawyer

A lawyer at the Law Office of Jason R. Schultz, P.C. will communicate with the insurance company for you, including negotiating a settlement. We will investigate the accident and calculate the value of your claim.

We will collect the evidence and build your case for compensation. We will handle requests for documentation and seek necessary evidence from the defendant, insurance company, and third parties.

Save the Evidence

Essential names and places. Keep a list of the places where you received medical treatment. For example, write down the name of the emergency room, your treating doctor, and where you went for physical therapy. With that information, we can gather some of the medical evidence for your injury claim.

Also, record the names of any eyewitnesses who can speak to the other party’s fault and liability for the wreck. We may contact eyewitnesses to secure their testimony later.

Save the car. Do not allow anybody to destroy your car. Inform towing companies or body shops not to dispose of the vehicle. The vehicle might contain valuable evidence that could help your claim.

Items inside the car, such as airbags or seatbelts could be relevant to your claim if a defective auto part contributed to your injuries. Talk with your attorney as soon as possible about preserving evidence.

If your accident involved a hazardous condition, such as a dangerous intersection, arrange with your lawyer to get photographs of the scene right away.

Request a copy of the accident report. The accident report may contain information about how the accident happened and what conditions were present at the time of the wreck. This information could be vital to establish the other driver’s fault and liability.

Jason R. Schultz
Helping Georgia area residents with car accident, medical malpractice, and personal injury claims since 1991.