Personal Injury Frequently Asked Questions

Every accident is unique, but many clients have similar questions about personal injury law. Read some of the most commonly asked personal injury questions—and answers to those questions—here.
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  • What Are the Requirements to Get a Motorcycle License in Georgia

    You must have either a Class M (motorcycle) license or a Class MP (motorcycle learner’s permit) to operate a motorcycle or motor-driven cycle on Georgia roadways. Your age determines what kind of license you can get:

    • If you are 16 years old, you can only get a Class MP permit.
    • If you are 17, you can get a regular Class M motorcycle license, but your parents must sign your application.
    • If you are 18 or older, you can get a Class M license.

    The requirements for a Class MP and Class M motorcycle license differ, though generally require submitting proper documents, passing written exams, and passing a road test.

    How Do I Get a Class MP Motorcycle Learner’s Permit?

    You must pass these tests to get your Class MP license:

    • Vision test
    • Motorcycle Knowledge Exam. You take this exam after successfully completing a motorcycle Basic Riders Course (BAC), which includes classroom time, a knowledge exam, and a skills test. The course currently costs $250 for Georgia residents.

    You must provide these documents:

    • Official documents showing your name, Social Security number, home address, and either U.S. citizenship or lawful status in the United States.
    • A Certificate of School Enrollment (DS-1), high school diploma, or GED.
    • Proof of the successful completion of an Alcohol and Drug Awareness Program (ADAP/eADAP).
    • The documentation from your Behind the Wheel program.
    • You must surrender any driver’s license, permit, or ID card you have from another state.
    • Signature of a parent, guardian, authorized driver training instructor, or authorized responsible adult. Be aware that they can also request that the state of Georgia revoke your license at any time until you turn 18.

    If you are 16 or 17 years old, you must also comply with all the requirements of Senate Bill 226, also known as Joshua’s Law. This law mandates the completion of an approved driver education course, plus at least 40 hours of supervised driving, including six hours of night driving. Your parent or guardian must sign an affidavit that you completed the supervised driving requirements.

    With a Class MP permit, you can ride your motorcycle during daylight hours, but may not have have passengers or ride on limited access highways. You must wear a helmet and windshield or other eye protection, such as goggles.

    How Do I Get a Class M Motorcycle License?

    You must be at least 17 years old to get a Class M licenses in Georgia. If you are 17, you must get the signature of a parent or other authorized person, just as for a Class MP permit, and the person who signs for you may ask that your license be revoked at any time until you are 18.

    You must submit these documents to get your Class M license:

    • Official documents showing your name, Social Security number, home address, and either U.S. citizenship or lawful status in the United States.
    • You must surrender any driver’s license, permit, or ID card from another state. If you can no longer find your out-of-state license, permit, or ID card, you will have to submit a certified driving record from that state.
    • A Certificate of School Enrollment (DS-1), high school diploma, or GED, if you are 17 years old.

    You must pass these tests:

    • Vision exam.
    • EITHER a Knowledge Exam and Road Skills Test OR a Georgia Motorcycle Program Basic Course.

    If you are 17 years old, you must satisfy all the requirements of Joshua’s Law. Regardless of your age, you are required to wear a motorcycle helmet when operating a motorcycle or motor-driven cycle in Georgia.

    Which Vehicles Require a Class M or Class MP Motorcycle License?

    The following vehicles require a Class M or Class MP motorcycle license to operate:

    • Vehicle is a motorcycle or motor-driven cycle; and
    • It has a saddle instead of a seat like you would find in a car or truck; and
    • It is designed to travel with two or three wheels on the ground; and
    • It is not a tractor; and
    • It is not a moped having a 50 cc or smaller engine.

    To ride a moped (50 cc or smaller engine motor-driven cycle) on Georgia roads, you must:

    • Be at least 15 years old and carry a current driver’s license, instructional permit, or limited permit.
    • Wear a motorcycle helmet.
    • Follow the rules of the road.

    Your moped does not need a tag, but you are not allowed to ride it on roads with a minimum speed limit over 35 miles per hour.

    You should always take your safety seriously when riding a motorcycle or motor-driven cycle. Be aware of and adhere to all motorcycle laws in Georgia. If you suffer an injury in a motorcycle accident, call the Law Office of Jason R. Schultz, P.C. at 404-474-0804 for a free consultation.

  • How does motorcycle insurance work in Georgia?

    Motorcycle insurance works the same way as car insurance after an accident in Georgia. The insurer investigates the accident and pays out depending on the injuries, property damage, and coverage limits.

    Is motorcycle insurance mandatory in Georgia?

    Yes. Georgia law requires owners of all motor vehicles to maintain certain minimum amounts of insurance to cover injuries or property damage they cause. These requirements apply to motorcycles the same as they do for any other motor vehicle.

    These minimums include:

    • $25,000 bodily injury liability for one person;
    • $50,000 bodily injury liability for everyone in an accident; and
    • $25,000 property damage liability

    IMPORTANT: Your liability coverage only pays claims to people when you are at fault. It does not cover your damages if the other driver is at fault. When the other driver causes the accident, you make a claim against his liability insurance.

    What kinds of motorcycle insurance does Georgia law not require?

    Georgia law does not require you to buy motorcycle insurance that exceeds the minimum required coverage, also called 25/50/25 coverage. The law also gives you the option to decline uninsured motorist coverage or medical payments coverage.

    What happens if the damages are higher than the limits of the insurance policy?

    If you are at fault and the damages exceed the limits of your insurance coverage, the people you injured in the accident can sue you and try to take your personal assets. If the other driver is at fault and does not have enough coverage to pay all the damages, we can seek a judgment for the difference, and go after the at-fault driver’s assets.

    What optional types of insurance covers motorcyclists?

    Yes. Multiple types of optional motor vehicle coverage can protect motorcyclists in the event of a wreck, including:

    • Higher limits
    • Uninsured/Underinsured coverage
    • Collision coverage
    • Comprehensive
    • Medical payments
    • Accessories coverage

    What can I expect from my insurance after a motorcycle wreck?

    Once you file a claim with your insurer, a claims adjuster will begin investigating your accident. If you also filed a claim against another driver, his insurer will launch its own investigation. You will likely receive calls from both insurers asking for your side of the story. The insurance adjusters will also likely request a recorded statement. It is imperative that you do not grant a request for a recorded statement and instead direct any questions to us.

    Insurance adjusters are notorious for using what accident victims say in these statements against them. And do not assume that your own insurer has your best interests in mind. Insurance companies are only concerned with one thing: saving money. And they will use some nefarious tactics to do so.

    For example, you were riding your motorcycle when you had a collision with a car turning left at an intersection. It is clear the other driver was at-fault; however, you admitted in your recorded statement that you might have been riding a few miles over the speed limit. The insurer will use that to reduce your compensation and assign liability to you.

    Consider another example: you were riding through an intersection when you collided with a car turning left. You admit you saw the car turning left in front of you but did nothing to slow down or avoid the crash. The insurer will likely try to assign significant liability to you. This means that you will only be able to recover a certain percentage of your injury settlement and you could be liable for a portion of the other person’s injuries.

    Depending on the severity of the injuries the other driver suffered, you could end up paying for a portion of your and his injuries out of pocket.

    If you have optional coverage above the minimum required coverage, it could help with the payment of damages. If the other driver is uninsured, your insurance will pay the costs if you carry uninsured motorist coverage. If the other driver is insured but your damages are greater than the amount of the other driver’s insurance, your policy will cover your excess damages if you purchased underinsured motorist coverage.

    Get help from an Atlanta motorcycle accident lawyer.

    Recovering compensation from the other driver’s insurer or your own can be difficult. The motorcycle accident team at the Law Office of Jason R. Schultz, P.C. is ready to help you. Call 404-474-0804 for your free consultation.

  • What should I pack for a motorcycle road trip?

    If you're getting ready for a long-distance motorcycle road trip, you'll need to pack smart. Aside from ensuring your bike is loaded evenly to distribute the weight of your gear, you'll also want to stick to just the essentials. In addition to your personal needs like clothing and toiletries, there are several items that can make your road trip easier, safer, and more enjoyable no matter what circumstances you encounter.

    A safe motorcyclist will keep an emergency kit on his or her bike at all times with the essentials for most roadside emergencies. Plus, knowing the rules of the road preps you mentally for the trip.

    Make sure you have the following items packed.

    • Toolkit
    • Critical spare parts (bulbs, spark plugs, fuses) and chain oil
    • Tire repair kit
    • Flashlight
    • Duct tape
    • First aid kit
    • Rain gear or poncho
    • Spare phone battery or portable charger
    • Bottled water
    • Non-perishable snacks

    These items will help you through most minor roadside emergencies, or at least keep you safe and comfortable until help arrives. Before you set out, it's a good idea to get the number for roadside assistance in your area. If you are a AAA member, make sure you have your card on you at all times. It's also a good idea to pre-plan your route and identify places to stop for gas and to rest.

    Make sure you have your bike checked out by a professional mechanic and get any tune-ups or fixes necessary to keep it safe on long journeys. If you notice anything odd about how your bike handles during your trip, pull off the road and locate the nearest mechanic to have your motorcycle checked for any damages.

    Even with all this preparation, accidents still happen, even to experienced riders.  The Law Office of Jason R. Schultz, P.C. is here to help Peachtree City residents recover damages after they've been seriously injured or lost a loved one in a motorcycle accident. Contact our office today to schedule an appointment for a FREE consultation regarding your legal options. 404-474-0804.


  • Can I wear a novelty motorcycle helmet legally in Peachtree City?

    When it comes to purchasing a motorcycle helmet in Peachtree City, the last thing to consider should be fashion. Sure, novelty motorcycle helmets with horns or mohawks are cool, but if they're not up to the proper safety standards, they could be putting your life at risk.

    According to Georgia law, all motorcycle riders must wear a helmet that meets the standards as set by the Georgia Commissioner of Public Safety. The Commissioner has set its standards to mirror those of the Code of Federal Regulations.

    While there is no rule explicitly stating that a novelty helmet is illegal, there are rules in the federal regulations that prohibit the after-market modification of the helmet. This means that if you purchase a DOT-compliant helmet, you cannot modify it in any way including attaching decorations, cutting or removing parts.

    In the end, it's best to simply buy a pre-decorated helmet at a retail store with the appropriate DOT compliancy labels. That is the only way to ensure you are getting the recommended standard of protection from your helmet.

    Don't Let Details Like Helmet Decorations Ruin Your Injury Claim

    A common defense tactic in motorcycle accident claims is where the defendant claims the motorcyclist was being reckless, such as not wearing a helmet or wearing one that is unsafe. It is possible that the defense may describe your choice of helmet as a sign of recklessness. However, a competent lawyer should be able to place fault where it belongs.

    The Law Office of Jason R. Schultz, P.C. is here to help Peachtree City residents seek justice when they have been seriously injured in a motorcycle accident. Contact our office today to schedule an appointment for a FREE consultation regarding your legal options and what to expect when filing a claim for damages after a motorcycle crash: 404-474-0804.