If you are in a car accident that somebody else caused, then your insurance after the accident should not go up. Under Georgia Code Section 33-9-40, insurers may not increase the policyholder’s rate if she was in an accident that she didn’t cause. It reads specifically:

“No insurer shall surcharge the premium or rate charged on a policy of motor vehicle insurance…as a result of the insured person’s involvement in a multivehicle accident when such person was not at fault in such accident.”

So if you didn’t cause an accident, Georgia law provides you opportunity to recoup the losses you suffered from the other driver’s liability insurance. This law keeps your insurer from charging you more money. You shouldn’t have to pay for another person’s negligence.

Discuss your Claim with an Accident Attorney in Peachtree City

If you were involved in a wreck that somebody else caused, file a claim with that driver’s liability insurance. You’ll have to provide evidence to recover compensation though, and also to prove you were not at fault so your insurance rates after the accident don’t go up.

Your attorney can help you collect and present evidence of negligence and fault. This might include a police report detailing the accident or eyewitness accounts of the wreck.

It might also include photographs of the scene that depict vehicle damage, roadway evidence (skid marks, etc.), and more. Medical records and photos of your injuries can help establish that you suffered injuries and are entitled to damages.

Review the circumstances of your wreck and the evidence you should collect with a car accident attorney. To set up a free consult with a lawyer in Peachtree City, contact Jason Schultz. Call 404-474-0804 today or use our online contact form to schedule your appointment.