How Quickly Might Insurance Companies Use the New App?
Three critical steps must happen before use of this app becomes a reality:
- State insurance offices must approve the app—and the regulatory approval process can move slowly;
- Allstate must get your consent as a driver; and
- You will have to download the app before Allstate can use it to track your driving behavior.
Are There Ways Around the App Penalizing You?
The app developer suggests that there may be ways to “game” the app, such as using a mounted cradle rather than holding the phone in your hand. Also, you might be able to activate a navigation app before putting your car in motion, if you make sure you do not touch your phone while en route to your destination.