If you’ve been injured in an auto accident in which the other driver was at fault, you have two options: submit your medical bills to your own health insurance company or, to the at-fault driver’s auto insurance company.
It’s not a tough decision. Submit them to your own health insurance company.
Reasons To Use Your Own Insurance After An Accident
Your own healthcare provider may be uninformed and mistakenly believe that health insurance doesn’t cover auto accidents… or they might be thinking strategically, knowing they have a better chance of 100 percent payment through the at-fault driver’s auto insurance company.
The auto insurance company for the at-fault driver will not pay your medical bills promptly. They will only pay at the very end of the process, when they are absolutely forced to, either by the threat of a lawsuit or jury trial.
After the at-fault driver’s insurance delays on paying your medical bills, your bills might go to collections, with your credit rating taking a beating. At this point, if you decide to
switch gears and submit your medical bills to your own health insurance company, the time limit may have expired (some are as short as 30 days).
Many health insurance plans have fine print stating they will get paid back if your attorney achieves a settlement from the at-fault driver’s auto insurance company. Even so, you’re far better off turning in your medical bills to your own health insurance company. Get the treatment you need and save your credit rating at the same time.
Contact A Georgia Car Accident Attorney
The Law Office of Jason R. Schultz is dedicated to vigorously defending our clients in an auto accident cases. We are small enough to care and experienced enough to win. Contact Jason Schultz at 404-474-0804.