If you’ve been injured in an auto accident in which the other driver was at fault, you have two options: submit your medical bills to your own health insurance company or, to the at-fault driver’s auto insurance company.After the at-fault driver’s insurance delays on paying your medical bills, your bills might go to collections, with your credit rating taking a beating. At this point, if you decide to
switch gears and submit your medical bills to your own health insurance company, the time limit may have expired (some are as short as 30 days).
Many health insurance plans have fine print stating they will get paid back if your attorney achieves a settlement from the at-fault driver’s auto insurance company. Even so, you’re far better off turning in your medical bills to your own health insurance company. Get the treatment you need and save your credit rating at the same time.
