If your "insurance" is through your employer, a federal law, known as ERISA, may trump (or "preempt") Georgia law.  If the ERISA plan is "self-funded", you may be stuck having to repay.  In other words, your "health insurance" acts like a glorified loan of funds, not true insurance.


Jason R. Schultz
Helping Georgia area residents with car accident, medical malpractice, and personal injury claims since 1991.