Our client, a 28 year old man, was driving his motorcycle on Georgia State Road 6 when a young lady pulled directly out in front of him at an intersection.  Our client thrown about 60 feet down the road.  He was knocked semi-unconscious and was air lifted from the scene and taken to Grady Memorial Hospital where he remained hospitalized for three days with fractures to his scapula, metacarpal bone and hamate bone.  A failed closed reduction of his left great toe was attempted in the emergency room.  He later underwent an open reduction and percutaneous pinning of his left great toe.  The interesting aspect of this case was how all the different insurance policies came into play to compensate our client for his medical expenses, lost wages and suffering.  The defendant was insured on her car by her parents and by her (she moved out of the house about 2 weeks before the wreck and the other policy was not cancelled).  Those policies stacked even though the insurance company initially claimed they did not.  In addition to the 2 liability policies, our client lived at home and his parents and they had 5 separate UM policies amounting to $175,000.00.  We were able to collect the entire amount.