Special Considerations With a Structured Settlement

If you have entered into a structured settlement with an individual or insurance company you should beware the following pitfalls: 

  • Excessive commissions charged by an insurance company. 
  • Overstated value. Sometimes, a defendant will overstate the value of a structured settlement, which means ultimately that the plaintiff will not receive the full amount warranted in the agreement. Structured settlements are often set up as annuities, so it is important to make certain the net value of the settlement-including fees, commissions, and contingencies-equals the real value of the agreed upon settlement amount. As a defendant, you should review and compare structured settlement options just as you would review investment options. 
  • The life expectancy of the defendant should also be considered when arranging a structured settlement. 


Car accident lawsuits often result in structured settlements for the injured party.  It is important for victims to understand the options and obligations involved in a structured settlement. 

Contacting a Peachtree City Car Accident Lawyer

As the victim of a car accident in Peachtree City, you have rights that the insurance companies cannot ignore. While they have a team of lawyers working on their side, shouldn't you have experienced legal representation fighting for your best interests? Before accepting any settlement offer, order a FREE copy of our consumer guide, The Ultimate Guide to Accident Cases in Georgia - The Truth About Your Injury Case and contact the offices of Jason Schultz to schedule a FREE consultation on your case - 404-474-0804

Jason R. Schultz
Helping Georgia area residents with car accident, medical malpractice, and personal injury claims since 1991.