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A: You should get uninsured motorist coverage in Georgia for several reasons, since it can protect you in numerous ways. When buying an auto insurance policy, if you're asking yourself "should I get uninsured motorist coverage?" you need to consider what a serious car accident could cost you. If you have been involved in an accident in Georgia, you may be facing other questions that a knowledgeable Georgia personal injury attorney can best answer.
The Importance of Uninsured Motorist Coverage in Georgia
The likelihood of an accident in Georgia is high enough that it warrants uninsured motorist coverage. There is also no guarantee that the other party will have adequate or any insurance coverage at all, despite state laws.
In addition, your liability insurance may not cover all of the damages that result from an accident in Georgia. Uninsured motorist coverage provides extra coverage in the event your damage is greater than the limits on your policy.
Not only can uninsured motorist coverage protect you in the event you are involved in an accident with an uninsured driver but if you are involved in a hit and run, you will then have coverage for your injuries. If you want to enhance the protection available to you after a serious accident, answer "yes" when you ask "should I get uninsured motorist protection?"
In addition to compensating you for injuries sustained in an accident in Georgia, your lost income may also be covered. The financial impact of an accident can be drastically reduced with uninsured motorist coverage.
While some individuals think that their health insurance will pay for all of their medical bills it may not be enough coverage, depending on the extent of your injuries and the amount of hospital expenses you incur. With uninsured motorist coverage, you will have your medical expenses paid for before the health insurance can even kick in.
Another option for financial assistance is a personal injury claim. Consulting with a Georgia personal injury attorney should be your next step if you have been injured in an accident and plan to pursue compensation. Your attorney can explain how car insurance works and help you evaluate your coverage. You'll be thankful if you asked an attorney, "should I get uninsured motorist coverage?" before buying your policy!
Contacting a Georgia Personal Injury Attorney
As the victim of an accident in Georgia, you have rights that the insurance companies cannot ignore. While they have a team of lawyers working on their side, shouldn't you have experienced legal representation fighting for your best interests? Before accepting any settlement offer, contact the Law Offices of Jason Schultz to schedule a FREE consultation on your case - 404-474-0804.
The Law Office of Jason R. Schultz is dedicated to vigorously defending our clients in an auto accident cases. We are small enough to care and experienced enough to win. Contact Jason Schultz at 404-474-0804.
Contact us today for a free, no obligation consultation about your personal injury legal needs.
Jason R. Schultz
525 Westpark Drive, Suite 120
Peachtree City, GA 30269
Phone: (404) 474-0804
Fax: (770) 692-3326
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