What am I entitled to receive if my insurance company or the at fault party's insurance company declares my car a total loss?

Twenty-nine states require auto insurers to pay for the sales tax after you replace your crashed vehicle with a new or used one (see list at right). However, that doesn't necessarily mean insurers in those states are going to offer to pay sales tax up front, nor does it mean insurers in states that don't require those reimbursements will refuse to pay. That's why it's important to ask the insurer to reimburse you, even if the state in which you live does not require it.