Your rates should not go up if you were not at fault. O.C.G.A.33-9-40 provides that

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I was involved in a car accident and my medical bills are more than the policy limits of the person who caused the accident. I have uninsured/underinsured (UM) coverage on my own car, but ifI make aclaim for those insurance benefits,will I be canceled or will my insurance premiumsincrease?

 

A: Your rates should not go up if you were not at fault.  O.C.G.A. 33-9-40 provides that "No insurer shall surcharge the premium or rate charged on a policy of motor vehicle insurance or cancel such policy as a result of the insured person´s involvement in a multivehicle accident when such person was not at fault in such accident."  Even if your rates were illegally increased, the simply answer is to shop around for a better insurance company that won't gouge you for being in an accident that wasn't your fault.   




Were you or a loved one injured in a hit and run accident near Atlanta Georgia?  Our personal injury law office can help! Call (866) 455-4709.  Attorney Jason Schultz has dedicated his practice to helping injured victims and fighting for their legal rights. Our office has recovered millions of dollars for injured victims and their families. We offer a free consultation and never charge any fees unless we recover money on your behalf.



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